0% p.a. Comparison Rate on the BMW
X3 20 xDrive and X3 30e xDrive.

Available only on a 12-month BMW Full Circle loan with a maximum amount financed & minimum 10% customer deposit required.

Experience the BMW X3 with a short-term finance solution designed to give you confidence today — and flexibility tomorrow.

Enjoy 0% p.a. Comparison Rate for 12 months on a maximum amount financed, plus a BMW Full Circle Guaranteed Future Value that lets you choose what happens next.

At the end of your term, simply upgrade, keep your BMW X3, or hand it back in line with agreed conditions.

Whether you choose the BMW X3 20 xDrive or the electrified BMW X3 30e xDrive, this offer gives you the freedom to drive with certainty now, without locking you into long-term commitments.

Plus, enjoy complete peace of mind with complimentary 5-year warranty and 3-years roadside assistance^.

Offer valid on select X3 models with finance applications submitted and approved with vehicles ordered and delivered between 01.01.2026 and 31.03.2026. To be eligible for the rate offer, there is a maximum amount we will finance for each model as outlined below and you'll need to make a deposit of at least 10% for the balance of the vehicle drive away price (which will vary depending on vehicle selected).

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The BMW X3 20 xDrive with BMW Finance

Comparison Rate: 0% p.a.

Maximum Finance amount: $84,900

Customer Deposit Required: At least 10% of the vehicle drive away price

Finance set up fees: $0

Model eligibility: New and demonstrator BMW X3 20 xDrive models

Find your next BMW X3 20 xDrive: BMW X3 Stock Locator

The BMW X3 30e xDrive with BMW Finance

Comparison Rate: 0% p.a.

Maximum Finance amount: $102,400

Customer Deposit Required: At least 10% of the vehicle drive away price

Finance set up fees: $0

Model eligibility: New and demonstrator BMW X3 30e xDrive models

Find your next BMW X3 30e xDrive: BMW X3 Stock Locator

Fast Finance Estimate

THE BMW iX3. The first of a new era.

The future of the BMW X3 story is electric and it’s closer than you think.

Arriving from mid-2026, the BMW iX3 marks a bold leap forward as the first SUV in BMW’s next generation Neue Klasse platform.

Highlights of the BMW iX3 include:

  • Up to 805 km WLTP driving range, setting a new benchmark for electric SUVs
  • 800 volt architecture with ultra fast DC charging, adding up to 350 km of range in around 10 minutes (charging infrastructure dependent)
  • Next generation BMW Panoramic Vision display and fully digital cockpit experience
  • A ground up electric platform delivering the driving dynamics you expect from BMW, reimagined for an electric future.

From efficiency and performance to design and digital intelligence, the BMW iX3 represents the next evolution of the BMW X3 you know and trust.

The ultimate drive now. The next generation tomorrow.

Secure a 0% p.a. Comparison Rate on a BMW X3 20 xDrive or the electrified BMW X3 30e xDrive for 12 months and position yourself perfectly to transition into the new BMW iX3.

The BMW iX3, coming mid-2026, contact us to register your interest today.

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Terms and Conditions

Comparison Rate Warning. Comparison rate based on a 5 year secured loan of $30,000.

WARNING: This comparison rate is true only for the example given & may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Government Charges apply.

BMW Finance, Australian Credit Licence 392387. Fees, charges, conditions and eligibility criteria apply. BMW Finance reserves the right to change or withdraw the offer at any time. Cannot be combined with other offers.

BMW Full Circle in the case of a loan, consists of an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term, provided the vehicle is undamaged except for fair wear and tear as approved by us and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term.

^Visit BMW.com.au for warranty and BMW Roadside Assistance information.